Ayushman Bharat PM-JAY Hub

Everything you need to know about India's largest healthcare scheme: ₹5 Lakh cashless hospital cover, eligibility rules, hospital locator, and application guides.

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Ayushman Bharat Key Guides & Resources

Select a guide below to check your qualification, search empaneled hospitals, or apply step-by-step:

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Eligibility Criteria & Income Limits

Detailed breakdown of SECC rural deprivation codes (D1-D7), urban worker rules, 70+ senior citizen rules, and income/property exclusions.

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Empaneled Hospital List

Find government and private empaneled hospitals near you offering cashless ₹5 Lakh treatment under PM-JAY.

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📝Guide

Ayushman Card Online Apply Guide

Step-by-step instructions to apply for Ayushman Card online via beneficiary.nha.gov.in or CSC centers.

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🔍Check Tool

Check Status by Mobile & Ration Card

Learn how to check your name in the official PMJAY beneficiary list using Aadhaar, Mobile Number, or Ration Card.

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Interactive Eligibility Tool

Instant Household Eligibility Test

Use our interactive 2-minute tool to check if your family qualifies under rural SECC, urban worker, or 70+ senior citizen rules.

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What is Ayushman Bharat Card (PM-JAY)?

The Pradhan Mantri Jan Arogya Yojana (PM-JAY) is the world’s largest government-funded health assurance scheme. Designed to protect poor and vulnerable families from catastrophic health expenditures, it provides cashless hospitalization benefits up to ₹5,000,000 per family per year.

There is no capping on family size, age, or gender. Pre-existing diseases are covered from day one of enrollment in any empaneled government or private hospital across India.

Frequently Asked Questions

What is Ayushman Bharat PM-JAY?

PMJAY (Pradhan Mantri Jan Arogya Yojana) is India’s flagship national health insurance scheme providing ₹5 Lakh cashless health cover per family per year for secondary and tertiary care hospitalization.

How much health coverage is provided under Ayushman Card?

Each eligible family receives ₹5 Lakh annual health coverage on a family-floater basis, usable across empaneled public and private hospitals.

Are senior citizens aged 70+ eligible for Ayushman Card?

Yes! All Indian citizens aged 70 years and above are universally eligible for a dedicated ₹5 Lakh Ayushman health cover regardless of family income.

Can I use Ayushman Card in private hospitals?

Yes, Ayushman Card is valid in both government hospitals and empaneled private hospitals across India for approved medical treatments and surgeries.